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The Simmons Insurance Group Blog: 6_2013

View the latest blog posts from The Simmons Insurance Group.

Power surges…they happen from time to time for various reasons. A Homeowners insurance policy calls a power surge “sudden and accidental damage from artificially generated electrical current.” Wow. However, the name is not as important as the policy exclusion that follows. READ MORE >>

First and foremost, always remember Homeowners insurance policies do not cover damage caused by a flood. Only a flood policy can do that. And even though you may not live near an ocean, lake, river, stream, or even creek, you may still be at risk. READ MORE >>

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